Medicare
Unf*cked
Interactive tools to make
Medicare make sense.
No sign-up. No email. No private info required.
Start Here
Don’t pick a Medicare plan you’ll regret later.
Your results show up instantly. No email.
No signup. No bullsh*t.
The Medicare Decision Lab
See if you should start with Original Medicare, a Supplement, Medicare Advantage, or get help before choosing.
Enter the Decision Lab →Medicare Cost Calculator
Estimate what your Medicare premium could be based on your income, Medicaid status, and filing status.
Medicare Timeline
A personalized enrollment calendar built from your birthday, work status, and HSA situation. Know which deadlines actually apply to you.
Late Enrollment Penalty Calculator
Estimate what enrolling late actually costs — every month, for life. The math is uglier than people expect.
What Happens If…?
Walk through common Medicare scenarios: never enrolling, losing Medicaid, becoming wealthy, moving states, moving overseas. Educational only — no products pitched.
Why this exists
A Medicare tool that respects your intelligence.
You are about to be marketed to harder than at any other point in your life. Mailers. Cold calls. Daytime TV with a guy in a sweater vest.
This site is the opposite of that. No countdown timers. No email gate. No “limited time offers.” Just tools that show their math and answers to the questions you’d ask a friend if you had one in the business.
The joke is that Medicare is confusing. The joke is never you.
Human, on call
When you’re ready, talk to Adam.
Licensed Medicare broker. Allergic to scare tactics. He’ll walk through your doctors, prescriptions, travel plans, and budget with you. No pressure.
Book 30 minutes with Adam →